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Business Review

CEO review
    Mid-Air Mud-Wrestling
    The future is in Asia
    Competition tests our staying power
    From defence to attack
    Responsibility to customers and interest groups
    A return to profitable growth
Whose Wings Will Win?
    Whose Wings Will Win?
    From technology to business strategy
    Operations enhanced by new technology
    Future growth opportunities
    Scope for growth also close to home
Key Figures 2003
Organisation
Scheduled Passenger Traffic
    Quality and staying-power are decisive
    Route network lives on demand
    Price reform a response to market change
    Quality maintained at a high level
    Customers covered by improved systems
    New operating models in subsidiaries
    A continually developing logistics expert
Leisure Traffic
    Leisure Traffic's Market Leaders Offer Adventure
    Aurinkomatkat-Suntours
    Finnair Leisure Flights
Aviation Services
    Support Services Safeguard Quality
    Ground Handling
    Catering
    Technical services
Travel Services
    Travel Agencies' Earnings Model Renewed
    Selling expertise the priority
    New, electronic service channels
    Systems improve processes
Risk Management
    Risk Management in Finnair
    Operating environment risks
    Epidemics require preparation
    Finnair will defend its operating rights
    Market risk
    Reliability of flight operations
    Information technology risk
    Accident risk
    Principles of Financial Risk Management
    Foreign exhange risk
    Fuel price risk in flight operations
    Interest rate risk
    Credit risk
    Liquidity risk
Corporate Governance
    Group structure
    Annual General Meeting
    Board of Directors
    CEO and the Deputy
    Group Management
    Finnair Plc's Management Board
    Corporate governance of subsidiaries
    Auditors and monitoring
    Governing provisions
    Company insiders
    Corporate Governance update
Board of Directors and Auditors
Group Management
Traffic Information
Destinations
Fleet

Financial Statements

Board of Directors Report
    General Review
    Financial Result
    Investment and Financing
    Shares and Share Capital
    Personnel
    Governance
    Performance of the Divisions
    Scheduled Passenger Traffic
    Leisure Traffic
    Cargo
    Aviation Services
    Travel Services
    Support Services
    Services and Products
    Introduction of IFRS rules
    Short Term Outlook
Accounting Principles
    Consolidated Financial Statements
    Items Denominated in Foreign Currencies
    Derivative Agreements
    Hedging of Fuel Price Risk
    Fixed Assets and Depriciation
    Inventories
    Current Assets
    Leasing
    Extraordinary Items
    Expenditure on Research and Development
    Appropriations
    Taxes and Deferred Tax Liability
    Pension Schemes
    Comparability of Financial Years
Consolidated Income Statement
Consolidated Balance Sheet
Consolidated Cash Flow Statement
Finnair Plc Income Statement
Finnair Plc Balance Sheet
Finnair Plc Cash Flow Statement
Notes to the Financial Statements
Shares and Share Capital
    Shares and Share Capital
    Share Quotations
    Dividend Policy and Payment of Dividend
    Share Option Scheme for Key Personnel
    Convertible Bonds
    Board of Directos' Authorizations
    Government Ownership
    Share Ownership by Management
    Share Prices and Trading
    Investment Analysis on Finnair
Proposal on the Dividend
Auditors' Report
Financial Indicators
Turnover by Sector
Operating Profit by Sector
Calculation of Key Indicators

Finnair and Society

Foundation
    Sustainable, profitable growth
    Social reporting improves transparency
    Wider reporting of environment effects
    Air transport - a part of modern society
Responsibility for personnel
    Active, loyal personnel
    No compromises over flight safety
    An equal, trouble-free working environment
    Finnair as an employer
    Personnel strategy takes a new course
    Development focus on key expertise
Responsibility for environment
    Air transport better than its reputation
    The entire world is our operating environment
    Competitiveness measured by environmental impact
    More efficient sorting and recycling
    Noise reduced through fleet renewals
Responsibility for tourism
    Sustainable tourism is profitable
    Holidays consist of environment and culture
    Cooperation among competitors
    Ethical rules